Mutually Speaking

What to Expect from a Life Insurance Medical Exam
When you apply for life insurance, you may be asked to undergo a medical exam. This exam is used by the life insurance company to assess your eligibility for coverage and, if you are medically eligible for coverage, to then determine the premium rates you qualify for based on your health. Individuals in better health…
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Understanding the GI Bill
The GI Bill was first signed into law by President Franklin D. Roosevelt in 1944 to...
The Survivor Benefit Plan and a Disabled Child Beneficiary
The Survivor Benefit Plan (SBP) provides a monthly income annuity to named beneficiaries...
Do Veterans’ Benefits and Military Retirement Pay Count as Income?
Tax season has people all over the country reviewing their finances and organizing their...
Converting Term to Permanent Insurance
Term and permanent life insurance can play different roles in your insurance strategy....
Life Insurance and Taxes
Nothing is certain except death and taxes – except when it comes to life insurance. In...
Life Insurance for Newlyweds
If you and your partner have just gotten married, or are planning a wedding,...