Mutually Speaking

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Why Self-Insurance Isn’t Always the Right Choice

February 15, 2024

“Self-insurance” refers to the choice to refrain from purchasing insurance and, instead, assume all risk of loss and pay for any associated costs yourself. Essentially, you set aside money just in case and assume the role of your own insurance company. With self-insurance, you would pay for a medical procedure or the costs of repairing a burst…

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What Is Conditional Coverage?

February 5, 2024

When you apply for life insurance, you may be asked to make an initial payment in the...

What Happens When You Miss a Credit Card or Loan Payment

January 25, 2024

Any number of reasons might cause you to miss making a credit card or loan payment,...

Around the House Adjustments That Can Save You Money

January 16, 2024

Every little bit helps when it comes to making a dent in your monthly expenses. If...

How to Fight Inflation in Your Personal Finances

January 5, 2024

Inflation is an economic term that refers to changes in the cost of goods and services....

Creating Generational Wealth

December 27, 2023

Generational wealth is wealth that transfers from one generation of a family to the next...

College Savings for Military Families

December 15, 2023

The average annual cost of attendance (including tuition, books, and room and board) for...