Mutually Speaking


The Survivor Benefit Plan and a Disabled Child Beneficiary

March 15, 2023

The Survivor Benefit Plan (SBP) provides a monthly income annuity to named beneficiaries after a servicemember or retiree passes away. It is offered to all active duty servicemembers free of charge, but retirees must opt in to SBP before they leave active duty for coverage to continue into retirement. Retirees must pay a monthly premium…


Do Veterans’ Benefits and Military Retirement Pay Count as Income?

March 6, 2023

Tax season has people all over the country reviewing their finances and organizing their...

Converting Term to Permanent Insurance

February 22, 2023

Term and permanent life insurance can play different roles in your insurance strategy....

Life Insurance and Taxes

February 14, 2023

Nothing is certain except death and taxes – except when it comes to life insurance. In...

Life Insurance for Newlyweds

February 3, 2023

If you and your partner have just gotten married, or are planning a wedding,...

Should You Combine Finances? Having the Money Talk with Your Partner

January 25, 2023

When you fall in love, determining what to do with your separate bank accounts may not...

Understanding Traditional and Roth IRAs

January 17, 2023

When it comes to retirement, your future is in your hands – not solely in the hands of...