Mutually Speaking

What to Expect from a Life Insurance Medical Exam
When you apply for life insurance, you may be asked to undergo a medical exam. This exam is used by the life insurance company to assess your eligibility for coverage and, if you are medically eligible for coverage, to then determine the premium rates you qualify for based on your health. Individuals in better health…
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Life Insurance and Children: The Gift That Lasts a Lifetime
While adults typically purchase life insurance to replace lost income or to cover estate...
Elimination of the Dependency and Indemnity Compensation (DIC) Offset
Update: In February of 2023, the final phase of the Widow’s Tax repeal will be complete....
Can You Have Multiple Life Insurance Policies?
Many people only have one active life insurance policy at any given time throughout...
The Next Generation Uniformed Services ID Card
The Department of Defense began issuing Next Generation Uniformed Services...
Debt Repayment Strategies
If your family has consumer debt, you are not alone. According to Experian’s 2020...
The Importance of Insurance
At the start of the year, many people dream of new beginnings and set goals for what...