Terms of Use
Last Updated: April 1, 2026
Navy Mutual Terms of Use
THESE TERMS OF USE (“TOU”) FORM A LEGAL AGREEMENT BETWEEN YOU, THE END USER (“You”) AND THE NAVY MUTUAL AID ASSOCIATION (“Navy Mutual”) THAT APPLIES EACH TIME YOU USE OR ACCESS NAVY MUTUAL’S WEBSITE (https://www.navymutual.org/), ONLINE PLATFORM SERVICE, AND ASSOCIATED WEBPAGES, PORTALS, APPLICATIONS, FEATURES, AND CONTENT (collectively, the “Site”). YOU SHOULD THEREFORE READ THE FOLLOWING TERMS AND CONDITIONS CAREFULLY, AS THEY GOVERN YOUR USE OF THE SITE AND ITS FUNCTIONALITY. BY ACCESSING OR USING THE SITE, YOU AGREE THAT YOU HAVE READ AND UNDERSTAND THESE TERMS. IF YOU DO NOT AGREE WITH THESE TERMS, DO NOT ACCESS OR USE THE SITE.
Eligibility
YOU MUST BE AT LEAST EIGHTEEN (18) YEARS OLD TO USE OUR SITE. BY ACCESSING, USING AND/OR SUBMITTING INFORMATION TO OR THROUGH OUR SITE, YOU REPRESENT THAT YOU ARE NOT YOUNGER THAN 18. IF YOU ARE THE PARENT OR LEGAL GUARDIAN AND CONSENT TO YOUR MINOR CHILD’S ACCESS TO AND USE OF OUR SITE, YOU AGREE TO BE BOUND BY THESE TERMS ON BEHALF OF YOURSELF AND YOUR MINOR CHILD.
Content
The Site, including its text, audio, video, graphic, chats, photographs, interfaces, icons, software, computer code, data, trademarks, logos, slogans, documentation, other components and content, and the design, selection, and arrangement of the content, and all intellectual property rights in the foregoing (collectively, the “Content”) are exclusively the property of Navy Mutual or, as applicable, its vendors or licensors. Except for the rights expressly granted to You in the TOU, Navy Mutual reserves all other rights in and to the Site and Content, including all intellectual property rights.
License Grant and Restrictions
This TOU provides to You a personal, revocable, limited, non-exclusive, non-sublicensable, and non-transferable license to use and access the Site or Content in the United States during the Term specified herein solely for Your personal, private use, conditioned on Your continued compliance with all provisions of this TOU (including without limitation any external terms and documentation linked or referenced herein) and all applicable laws. You may only use the Site and the Content for their intended purposes for which they are made available to You by Navy Mutual.
When using the Site and Content in accordance with the foregoing license, You shall not directly or indirectly (a) use the Site or Content to create any service, software, or documentation that performs substantially the same functionality as the Site, (b) disassemble, decompile, reverse-engineer, or use any other means to attempt to discover any source code, algorithms, trade secrets, or applications underlying the Site or Content or any of its webpages, content, or features, (c) encumber, sublicense, transfer, distribute, rent, lease, time-share, or use the Site or Content in any service bureau arrangement or otherwise for the benefit of any third party, (d) adapt, combine, create derivative works of, or otherwise modify the Site or Content, (e) disable, circumvent, or otherwise avoid or undermine any security device, mechanism, protocol, or procedure implemented in the Site or Content, (f) use or access the Site or Content for any unlawful, fraudulent, deceptive, tortious, malicious, or otherwise harmful or injurious purpose, (g) remove, obscure, deface, or alter any proprietary rights notices on any element of the Site or accompanying documentation, (h) use the Site or Content in any manner which could damage, disable, overburden, or impair the Site or Content or interfere with any third party’s authorized use of the Site or Content, (i) probe, scan, or test the vulnerability of the Site or any systems or network infrastructure connected with the Site, including without limitation by stress testing or penetration testing; or (j) engage in any conduct while using the Site that Navy Mutual considered inappropriate, unauthorized, or contrary to the intended purpose of the Site.
User Obligations
You represent that You will, at all times, provide true, accurate, current, and complete information (which You have all necessary rights, permission(s), prior express consent, or authority to provide) when submitting information through the Site. In addition, You are responsible for compliance with all applicable laws, rules, and regulations, including but not limited to all laws and regulations governing consumer protection, unfair competition, commercial electronic mail (email) and messages, advertising, privacy, and data security with respect to Your use of the Site. If You access the Site on behalf of any organization, Your organization shall be bound to this TOU and be liable for any breach by You. You represent that You have all rights, power, and authority to agree to this TOU on behalf of Your organization.
Use of Marks
Navy Mutual owns certain trademarks, names, logos, insignia, or service marks (“Marks”). You do not have the right to use any Marks except as expressly agreed to in writing by Navy Mutual. In addition, the Site may contain third-party marks and third-party copyright materials, which are the property of their respective owners. Nothing in these TOU grants to You any right in or to those third-party marks or materials without such third-party’s consent.
Your Account
You may be required to register an account to use the Site or certain features of the Site. Each registration is for a single user only, unless otherwise expressly agreed by Navy Mutual. Registration for access to and use of the Site may also require access credentials, such as a username and a password, or adherence to other access requirements as designated by Navy Mutual in its sole discretion from time to time. You hereby agree to treat Your access credentials as confidential and not to disclose such information to any third party without the prior express written consent of Navy Mutual, which may be granted or withheld in its sole discretion. You shall immediately notify Navy Mutual if You suspect or become aware of any loss, theft, or unauthorized use of Your login credentials. Navy Mutual will not be liable for any loss or damage arising from Your failure (whether intentional or unintentional) to comply with these obligations. You agree to be responsible for the acts or omissions of any third-party who accesses or uses the Site through Your account credentials. By submitting the requested information to the registration form or similar process on the Site, You represent and warrant that the information You submit for registration is complete, true, accurate, and current in all respects. You must maintain and promptly update Your submitted account information to ensure that such information is complete, true, accurate, and current. Navy Mutual reserves the right to suspend, terminate, or otherwise discontinue Your account and/or pending registration for any reason, including but not limited to violations of these TOU.
Data Privacy
You understand, acknowledge, and agree that the operation of certain features of the Service may require or involve the provision, use, and dissemination of various items of personally identifiable information, including without limitation personal contact information. Please refer to Navy Mutual’s Privacy Policy, available at https://www.navymutual.org/privacy-policy/ (as updated from time to time), for a summary of Navy Mutual’s policies and use practices regarding personally identifiable information.
Communication Consent
Navy Mutual may send emails or other electronic messages to You concerning Your use of the Site, including without limitation by providing alerts or notifications within the Site. You consent to receive such electronic communications and You agree that all such electronic communications constitute valid legal notices satisfying any requirement that such notices be in writing.
Further, by submitting Your contact information via the Site, You agree to Navy Mutual’s Privacy Policy, available at https://www.navymutual.org/privacy-policy/. You also expressly consent to receive communications, including marketing and promotional messages as well as operational or transactional communications, by email, SMS messages, and phone (including an automatic telephone dialing system or an artificial or prerecorded voice) to the residential or cellular telephone number You have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. The frequency with which You may receive such messages will vary depending on Your engagement with our services. For SMS messages, standard message and data rates may apply based on Your carrier. You do not have to agree to receive such calls or messages as a condition of getting any services from Navy Mutual. To opt-out of receiving SMS text messages, please contact Navy Mutual at customerservice@navymutual.org or (800) 628-6011.
Links to Third-Party Sites and Services
The Site may link to, or be linked to, websites not maintained or controlled by Navy Mutual. Those links are provided as a convenience to the visitors of our Site. Navy Mutual is not responsible for examining or evaluating the content or accuracy of third-party websites linked through the Site. When leaving the Site, it is the terms and privacy notice of that third party that governs Your use of the third-party site (and such third-party’s use of Your personal information) not these TOU.
References or links in the Site to any commercial products or services, or Navy Mutual’s use or display of any business, firm, corporation, or trade name on the Site, do not constitute endorsement by Navy Mutual of any such product, service, or entity. Navy Mutual makes no representation or guarantee whatsoever with respect to third-party products or services.
NAVY MUTUAL EXPRESSLY DISCLAIMS RESPONSIBILITY AND LIABILITY FOR ANY THIRD-PARTY MATERIALS, PROGRAMS, APPLICATIONS, TOOLS, PRODUCTS, AND SERVICES SET FORTH, DESCRIBED ON, OR ACCESSED THROUGH THE SITE, AND YOU AGREE THAT NAVY MUTUAL SHALL NOT BE RESPONSIBLE FOR ANY LOSS OR DAMAGE INCURRED AS A RESULT OF ANY DEALINGS BETWEEN YOU AND A THIRD PARTY.
Third-Party Terms and Conditions
Additional notices, terms, and conditions may apply to services, receipt of or access to certain materials, participation in a particular program, and/or to specific portions or features of the Site, including without limitation the terms of third-party tools, applications, and APIs utilized by or incorporated in the Site. Your use of any such third-party feature, tool, application, or API is conditioned on Your acceptance of all third-party terms applicable thereto, and You agree to abide by all such terms in connection with Your use of the Site. You hereby agree that (i) this TOU operates in addition to any terms of use imposed or required by any such third-party provider; and (ii) the terms of this TOU supplement and do not alter or amend any such third-party terms of use.
Purchases and Payments
The Site may contain the option for You to purchase certain of Navy Mutual’s products and services. The applicable fees (and any applicable discounts, if available), license or subscription period, renewal opportunities, and permitted payment methods will be specified in the Site at the time of order. Navy Mutual may request further information from You in order to confirm the order and method of payment. Navy Mutual reserves the right to change prices, fees, or billing methods applicable to any products or services offered through the Site at any time, subject to applicable law. Navy Mutual also reserves the right to terminate or suspend access to the Site or any related license, subscription, product, or service if You fail to pay any amounts when due. You shall reimburse Navy Mutual for all reasonable costs incurred (including reasonable attorney’s fees) in collecting past-due amounts. Unless otherwise specified herein, all payment obligations with respect to amounts due to Navy Mutual in connection with the Site shall survive the expiration or termination of the TOU for any reason. All fees are non-refundable except as expressly required by applicable law or as otherwise expressly stated at the time of purchase.
When making a purchase, You agree to pay using the payment methods indicated and grant authorization to Navy Mutual and/or the applicable third-party payment processor to charge Your selected payment methods. Navy Mutual and/or the applicable third-party payment processor shall charge, and You shall be responsible for, all taxes, tariffs, levies, or duties applicable to Your payment, excluding taxes applied against Navy Mutual’s net income. Unless otherwise expressly indicated at the time of purchase, all transactions listed through the Site are denominated in U.S. dollars. You are responsible for: (a) the accuracy of all payment method information that You provide to us; and (b) maintaining the confidentiality and security of Your account information, including without limitation with respect to payment methods. You should not disclose Your payment information to anyone. If Your account information is lost or stolen, anyone who obtains possession of either could utilize the payment methods associated with Your account. You are responsible for all transactions on Your account, including unauthorized transactions.
Service Agreements
You acknowledge that certain of Navy Mutual’s products and services facilitated or made available on the Site may be subject to a separate subscription agreement, service agreement, or other contractual terms and conditions effective between You and Navy Mutual (each a “Service Agreement”). You hereby agree that: (i) this TOU operates in addition to and without limiting the terms of any Service Agreement; and (ii) in the event of any conflict between this TOU and a Service Agreement, the terms of the applicable Service Agreement shall control.
Proprietary Rights
The Site and Content are the property of Navy Mutual or its applicable third-party licensors, and are protected by copyright and other domestic and international laws governing intellectual property and proprietary rights. Navy Mutual reserves all rights in the Site and Content not expressly granted herein.
You agree that You do not acquire any ownership rights in any part of the Site under this TOU or through Your use of the Site. Navy Mutual does not grant You any rights or licenses, express or implied, to any intellectual property hereunder except as specifically authorized by this TOU. Any unauthorized use of any trademarks, trade dress, copyrighted materials, or any other intellectual property belonging to Navy Mutual or any third party is strictly prohibited and may be prosecuted to the fullest extent of the law.
Feedback
From time to time, Navy Mutual may solicit and/or You may voluntarily communicate, submit, or provide feedback, recommendations, enhancement requests, suggestions, testimonials, endorsements, or ideas for improvement regarding the Site (collectively, “Feedback”). In such event, You grant to Navy Mutual a perpetual, irrevocable, fully transferable, freely sublicensable, royalty-free, worldwide license to make, have made, use, import, offer for sale, sell, reproduce, distribute, modify, adapt, prepare derivative works of, display, perform, and otherwise exploit such Feedback for any purpose in Navy Mutual’s discretion without restriction and without attribution or compensation to You. The foregoing license to Feedback shall survive the termination or expiration of this Agreement for any reason.
Indemnification
You agree to indemnify, defend, and hold harmless Navy Mutual and its officers, directors, employees, agents, successors, and assigns from and against any losses, costs, liabilities, damages, and expenses (including reasonable attorneys’ fees) relating to or arising out of (i) Your violation of this TOU or other agreements You have with Navy Mutual, including Your misuse of the Site or any Content; (ii) Your infringement, misappropriation, or violation of any personal or proprietary rights of a third party, and (iii) Your violation of applicable laws, rules, or regulations. Navy Mutual reserves the right, at its own cost, to assume the exclusive defense and control of any matter otherwise subject to indemnification by You, in which event You will fully cooperate with Navy Mutual in asserting any available defenses.
Disclaimers and Excluded Liability
NAVY MUTUAL DOES NOT REPRESENT OR WARRANT THAT THE SITE WILL OPERATE ERROR-FREE OR ON AN UNINTERRUPTED BASIS. THE SITE IS PROVIDED “AS IS” AND “AS AVAILABLE,” AND TO THE MAXIMUM EXTENT PERMITTED UNDER APPLICABLE LAW, NAVY MUTUAL HEREBY DISCLAIMS ANY AND ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION ANY IMPLIED WARRANTIES OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY, OR FITNESS FOR A PARTICULAR PURPOSE, AND ANY WARRANTIES ARISING FROM STATUTE, SUCH AS COURSE OF PERFORMANCE, COURSE OF DEALING, OR USAGE IN TRADE. NAVY MUTUAL FURTHER EXPRESSLY DISCLAIMS ANY WARRANTY REGARDING THE LOSS OR CORRUPTION OF DATA OR CONTENT UPLOADED TO, STORED BY, OR TRANSMITTED BY THE SITE OR SERVICES. NAVY MUTUAL MAKES COMMERCIALLY REASONABLE EFFORTS TO ENSURE THAT ALL CONTENT ON THE SITE IS ACCURATE AND RELIABLE, BUT NEITHER ACCURACY NOR RELIABILITY ARE GUARANTEED. NAVY MUTUAL DOES NOT WARRANT OR GUARANTEE THE QUALITY, COMPLETENESS, TIMELINESS, OR AVAILABILITY OF THE SITE OR CONTENT. NAVY MUTUAL DOES NOT WARRANT OR GUARANTEE THAT THE SITE OR CONTENT WILL BE UNINTERRUPTED OR ERROR-FREE, THAT ANY DEFECTS IN THE SITE OR CONTENT WILL BE CORRECTED, OR THAT THE SITE OR THE SERVERS THAT MAKE THE SITE AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL CONDITIONS OR COMPONENTS.
WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, NAVY MUTUAL DOES NOT WARRANT OR ENDORSE ANY THIRD-PARTY CONTENT.
IN NO EVENT SHALL NAVY MUTUAL BE LIABLE HEREUNDER, REGARDLESS OF THE FORM OF ANY CLAIM OR ACTION (WHETHER IN CONTRACT, NEGLIGENCE, STATUTORY LIABILITY, OR OTHERWISE), FOR ANY: (A) LOSS OR INACCURACY OF DATA, LOSS, OR INTERRUPTION OF USE, OR COST OF PROCURING SUBSTITUTE TECHNOLOGY, GOODS OR SERVICES, OR ANY INDIRECT, PUNITIVE, INCIDENTAL, RELIANCE, SPECIAL, EXEMPLARY, OR CONSEQUENTIAL DAMAGES, INCLUDING WITHOUT LIMITATION DAMAGES FOR LOSS OF BUSINESS, REVENUES, PROFITS, AND/OR GOODWILL, EVEN IF SUCH DAMAGES WERE REASONABLY FORESEEABLE OR IF NAVY MUTUAL WAS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES; OR (B) ANY DAMAGES WHICH, IN THE AGGREGATE, EXCEED (I) THE TOTAL AMOUNTS PAID OR PAYABLE BY YOU TO NAVY MUTUAL IN CONNECTION WITH YOUR USE OF THE SITE OVER THE SIX (6) MONTHS IMMEDIATELY PRIOR TO THE DATE ON WHICH THE APPLICABLE CLAIM OR CAUSE OF ACTION FIRST ACCRUED, OR (II) IF THERE IS NO SUCH AMOUNT PAID OR PAYABLE, A TOTAL OF TEN U.S. DOLLARS (U.S.D. $10.00). THESE LIMITATIONS SHALL APPLY NOTWITHSTANDING THE INSUFFICIENCY OR FAILURE OF ANY REMEDY PROVIDED HEREIN.
CERTAIN JURISDICTIONS AND LAWS MAY NOT PERMIT SOME OR ALL OF THE DISCLAIMERS OF LIABILITY SET FORTH IN THIS SECTION. IN THE EVENT THAT SUCH A JURISDICTION OR LAW APPLIES TO THE SUBJECT MATTER OF THIS TOU, THE FOREGOING DISCLAIMERS WILL APPLY TO THE MAXIMUM EXTENT PERMITTED UNDER APPLICABLE LAW.
No Professional Advice
The Content and information contained in or made available through the Site cannot replace or substitute for the services of qualified professionals in any field, and nothing contained in the Site or Content, including the calculators, web application(s), or forms, should be treated or construed as professional financial, tax, medical, psychological, therapeutic, or legal advice. You acknowledge that You are solely responsible and accountable for Your decisions, actions, and results regarding finances, tax, and personal health, and agree that Navy Mutual shall not be held liable for any decisions made by You in reliance or with reference to any content or information that You access on the Site.
Insurance Quotes
Certain features on the Site may permit You to request and receive insurance quotes. Insurance quotes are provided for informational purposes only and are estimates, not guarantees, and are exclusively intended to help You decide whether to apply for insurance. They are not a promise to provide coverage at any specific rate. All quotes are subject to change. The rate class for which any eligible applicant qualifies depends on the underwriters’ analysis of medical and other information obtained during the underwriting process. In some cases, depending on the applicant’s medical condition, Navy Mutual declines to offer life insurance coverage. If Navy Mutual offers coverage, You will have the option to accept or decline, and such coverage may be subject to a Service Agreement and/or other terms, conditions, and disclosures made available to You at the time of acceptance. Navy Mutual is under no obligation to issue life insurance coverage.
Term, Termination, and Suspension
This TOU takes effect (or re-takes effect) at the moment You first access or use the Site. Navy Mutual reserves the right at any time and on any grounds, including without limitation any reasonable belief of fraudulent or unlawful activity, to deny, terminate or suspend Your access to Your account and to the Site or to any portion thereof without notice to You in order to protect its name and goodwill, its business, the security and stability of the Site, and/or the rights of others. This TOU terminates automatically if You fail to comply with any provision hereof, subject to the survival rights of certain provisions identified below. Upon termination or expiration of the TOU for any reason, all licenses granted by Navy Mutual hereunder shall immediately terminate, and You must immediately cease all use of the Site. The provisions of this TOU concerning Navy Mutual’s proprietary rights, disclaimers of warranty and liability, limitations of liability, waiver and severability, entire agreement, indemnification rights, injunctive relief, and governing law will survive the termination of this TOU for any reason.
Navy Mutual shall not be liable to You or anyone else for any damages arising from or related to Navy Mutual’s suspension or termination of Your use or access to the Site, Content, or Your account, or in the event Navy Mutual modifies, discontinues, or restricts the availability of Your use of the Site or Content (in whole or in part).
Governing Law and Venue
This TOU is governed by the laws of the Commonwealth of Virginia, United States of America, without reference to its principles of conflict of laws. The Site may not be used or accessed from or in any jurisdiction that does not give effect to all provisions of this TOU, including without limitation this paragraph. Any claim, suit, or other proceeding arising under or in connection with this TOU shall be brought exclusively before the state and federal courts sitting in the Commonwealth of Virginia, and You consent to the exclusive jurisdiction of such courts for the final resolution thereof.
Export Controls
You represent and warrant that You are not: (a) located in a country that is subject to a U.S. government embargo; or (b) listed on any U.S. government list of prohibited or restricted parties. You hereby agree that (i) You will comply with all applicable sanctions and export control laws, and (ii) You are solely responsible for ensuring that the Site is used, disclosed, and/or accessed only in accordance with all applicable sanctions and export control laws. THE EXISTENCE OF THE SITE OR ANY CONTENT SHALL NOT BE CONSTRUED AS NAVY MUTUAL OFFERING THE SITE OR CONTENT TO PERSONS IN JURISDICTIONS WHERE THE PROVISION OF THE SITE OR CONTENT IS PROHIBITED BY LAW.
Severability and Waiver
If any part of this TOU is determined to be invalid, void, or unenforceable pursuant to court order or other operation of applicable law, such provision shall be deemed severed from this TOU, and the remainder of this TOU shall continue in full force and effect to the maximum extent permitted under applicable law.
Navy Mutual’s failure to enforce any provision of this TOU will not constitute a waiver of that provision or any other provision. Any waiver of any provision of this TOU will be effective only if in writing and signed by Navy Mutual.
Injunctive Relief
You acknowledge that any breach, threatened or actual, of this TOU would cause irreparable injury to Navy Mutual not readily quantifiable as money damages, such that Navy Mutual would not have an adequate remedy at law. You therefore agree that Navy Mutual shall be entitled, in addition to other available remedies, to seek and be awarded an injunction or other appropriate equitable relief from a court of competent jurisdiction restraining any such breach of Your obligations, without the necessity of posting bond or other security.
Force Majeure
The parties to this TOU will not be responsible for failure to perform, or any delay in performance of, any obligation hereunder for a reasonable period due to labor disturbances, accidents, fires, floods, pandemic, epidemic, telecommunications or internet failures, strikes, wars, riots, rebellions, blockades, acts of government, governmental requirements and regulations or restrictions imposed by law or any other conditions beyond the reasonable control of such party.
Cooperation with Law Enforcement
Navy Mutual will cooperate with law enforcement if You are suspected of having violated applicable laws. YOU WAIVE AND HOLD NAVY MUTUAL HARMLESS FOR ANY COOPERATION WITH, OR DISCLOSURE OF YOUR INFORMATION TO, LAW ENFORCEMENT RELATING TO YOUR SUSPECTED VIOLATION OF APPLICABLE LAWS.
Assignment
We may assign our rights and delegate our duties under this TOU at any time to any party without notice to You. You may not assign Your rights or delegate Your duties under this TOU without our prior written consent. This TOU inures to the benefit of Navy Mutual’s successors and assigns.
Entire Agreement
This TOU sets forth the entire agreement and understanding between You and Navy Mutual relating to the subject matter hereof and thereof and cancels and supersedes any prior or contemporaneous discussions, agreements, representations, warranties, and other communications between You and us, written or oral, to the extent they relate in any way to the subject matter hereof and thereof.
No Agency
Nothing in this TOU shall be construed to create a partnership, joint venture, agency or any other relationship between the parties. Neither party shall be deemed either expressly or by implication to be the agent or partner of the other party for any reason whatsoever. Neither party shall have the right to represent or bind the other party to any obligation, contract, performance, or course of dealing.
Third Party Beneficiaries
This TOU is solely for the benefit of the parties hereto and their respective successors and permitted assigns, and no other person has any rights, benefit, priority or interest under or because of the existence of this TOU as a third-party beneficiary or otherwise.
Electronic Communications
This TOU and any other documentation, agreements, notices, or communications between You and Navy Mutual may be provided to You electronically to the extent permissible by law.
Changes of Terms
Please note that Navy Mutual reserves the right to change the terms and conditions of this TOU by posting a revised set of terms, or mailing and/or emailing notice thereof to You (or such other method as may be required by applicable law). In addition, Navy Mutual may add, modify, or delete any aspect, component, or feature of the Site, but Navy Mutual is not under any obligation to provide any upgrade, enhancement, or modification. Your continued use of the Site following any announced change will be deemed as conclusive acceptance of any change to the TOU. Accordingly, You are responsible for reviewing the TOU on a periodic basis.
Contact Us
If You have any questions or comments regarding this TOU, please contact Navy Mutual using the contact information available at https://www.navymutual.org/services/contact-us/.