Member Benefits

We are more than a life insurance provider.

We want to make sure that you live your best financial life, from start to finish.

Membership with Navy Mutual is reserved for active duty, reserve/guard, and retired servicemembers in any branch of the United States military or uniformed services. (Are you eligible?) By becoming a Navy Mutual Member, you and your family can take advantage of:

Veterans Services

Navy Mutual is the nation’s oldest federally recognized Veterans Service Organization (VSO). As a VSO, we are authorized to represent and assist veterans and their beneficiaries in applying for and contesting benefits claims before the VA. Veterans of any branch of the U.S. uniformed services and their survivors are eligible for VSO services from Navy Mutual at no charge.

Vault Storage

Storing your documents in a safe and secure location is critical when it comes to estate planning. To help you feel confident in your choice of location, we have made our own vault available for our Members to utilize. Stored in our facility, your files will be watched over and protected like they are our own – whether you need to store your DD-214, Last Will and Testament, power of attorney, or advance directives. The vault is maintained by the Navy Mutual Customer Service department.


We are pleased to offer discounted dental coverage through Ameritas. Coverage options include routine exams, cleanings, and fillings, and a $100 vision benefit each year to put toward covered vision expenses, including eye exams, frames, and lenses. Certain plans may also cover orthodontics, teeth whitening, dentures, and crowns.


With MDLive TeleHealth, you can get professional medical help from the safety and comfort of your home. No matter when illness strikes, telehealth allows you to visit with a doctor using your smartphone, tablet, or computer at any time of the day, seven days a week, 365 days a year. Navy Mutual Members can take advantage of two free months of coverage for their families. Those who wish to continue coverage after the two-month period can expect to pay $8.99 per month for single subscribers and $9.99 per month for families.


Whether you are active duty, a retiree, or a veteran, moving and storage needs are a fact of life. With that in mind, Navy Mutual is thrilled to bring our Members a discount on moving and storage through PODS. No matter your military status, as a Navy Mutual Member, you are eligible for this benefit – and can save up to 10% on your rental needs. Use the promo code NAVYMUTUAL to receive your discount.


With LastPass, you can simplify your password management and protect your identity while online. LastPass allows you to remember fewer passwords, log in faster, and increase your online security. Their password vault provides an encrypted, safe location for all your passwords, notes, files, and more.

To utilize LastPass with the Navy Mutual Customer Portal, you must first download the LastPass browser extension after signing up for a LastPass account. Then, visit the Customer Portal to log in. After you enter your Customer Portal password, a LastPass pop-up window will appear, asking if you would like to save this site to your LastPass account. Select “yes” to save your Customer Portal password to LastPass.

*Offer only valid in the United States.