Mutually Speaking

What to Expect from a Life Insurance Medical Exam
When you apply for life insurance, you may be asked to undergo a medical exam. This exam is used by the life insurance company to assess your eligibility for coverage and, if you are medically eligible for coverage, to then determine the premium rates you qualify for based on your health. Individuals in better health…
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Empty Nest? Time to Reevaluate Your Life Insurance
Many parents spend the better part of two decades raising their children and providing...
What Is the Difference Between SGLI and VGLI?
As a current or former member of the United States military, you have access to either...
What Is the PACT Act?
The PACT Act, signed by President Biden on August 10, 2022, is an expansion of the...
How Does Life Insurance Work?
Life insurance is one of the few things in life that you pay for while intending to...
Taxes in Retirement
In retirement, your income may come from several sources, including Social Security,...
Securing Income Through Retirement
Living on a fixed income during retirement years can be a difficult adjustment. Many...