Mutually Speaking

Five Things You Might Not Have Known About Life Insurance
There is an old proverb that tells the two best times to plant a tree. The best time was twenty years ago, and the second-best time is today. If you are in the market for life insurance, or are not sure whether you need to be, there is no better time than today to “plant the…
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What Is Conditional Coverage?
When you apply for life insurance, you may be asked to make an initial payment in the...
Life Insurance for New Parents
Every time your family grows, your need for life insurance increases. Each child adds to...
Receiving a Life Insurance Death Benefit
A life insurance death benefit is a sum of money that is paid out to a policy’s...
Reasons You Need Life Insurance for Yourself
If you are an unmarried, childless individual, you may think that you don’t have much...
Tax Implications of 1035 Exchanges
Typically, when a policy owner withdraws money from or surrenders (cancels) a permanent...
What to Expect from a Life Insurance Medical Exam
When you apply for life insurance, you may be asked to undergo a medical exam. This exam...