Our Member Benefits

Reserved for those who serve (or have served) our nation


Membership in Navy Mutual is reserved for active duty, reserve/guard, and retired servicemembers in any branch of the United States military or uniformed services. (Are you eligible?) By becoming a Navy Mutual Member, you and your family can take advantage of:

 

  • High-quality life insurance and annuities at our lowest possible net cost
  • No sales commissions, hidden fees, or fine print
  • No active duty military restrictions or war clauses (for those on active duty)
  • A life insurance policy you can take with you when you leave the service (unlike SGLI)
  • Expedited processing of life insurance applications if you are preparing to deploy
  • Comprehensive beneficiary services with a single phone call to help your loved ones receive the survivor benefits you’ve earned through your service
  • VA-recognized veteran services from highly-skilled, certified representatives
  • Discounts on dental and vision coverage