Current Annuity Rates

Effective: 6/3/2019

Flexible Premium Retirement Annuity


Deposit AmountNew Money Rate1% Guaranteed Rate
(policies after 2009)
3% Guaranteed Rate
(policies before 2009)
$25 to $24,999 1.95%2.75%3.00%
$25,000 to $49,999 2.05%2.85%3.00%
$50,000 to $99,999 2.15%2.95%3.00%
$100,000 to $1,000,000 2.20%3.00%3.00%

Deposit Amount – Your cumulative deposits determine your interest rate group.
New Money Rate – New deposits will earn the new money rate declared on the date of deposit for the first 12 months they are invested. This rate will not be less than your guaranteed minimum interest rate stated on your contract.
Portfolio Rate – All funds held in the annuity for at least 12 months will earn the current declared portfolio rate and will not be less than your guaranteed minimum interest rate stated on your contract. The portfolio rate will change periodically based on the Association’s investment experience.

Single Premium Deferred Annuity


Single Premium5-Year Lock7-Year Lock*10-Year Lock*
$10,000 to $24,999 2.25% 2.25% 2.50%
$25,000 to $99,999 2.50% 2.50% 2.75%
$100,000 to $1,000,000 2.60% 2.60% 2.85%

*A 1% premium bonus is added to any deposit with a 7- or 10-year lock. This premium bonus and the interest it accumulates will be forfeited if the contract is surrendered prior to the end of the lock-in period.

Single Premium Immediate Annuity


Single Premium5 Year7 Year10 Year15 Year20 Year25 Year
$10,000 to $24,999 2.65% 2.65% 2.65% 2.85%3.20%3.35%
$25,000 to $49,999 2.70% 2.70% 2.70%2.90%3.25%3.40%
$50,000 to $99,999 2.75% 2.75% 2.75% 2.95%3.30%3.45%
$100,000 to $1,000,000 2.80% 2.80% 2.80% 2.95%3.30%3.45%

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Questions? Call 1-800-628-6011