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Welcome to Navy Mutual!

For 146 years, Navy Mutual has been providing life insurance to the service community. We’d be honored to serve you and those you love. Learn more about how life insurance can help protect your nearest and dearest in the video below.

Term Life Insurance

Navy Mutual’s term life insurance provides coverage for a set period of time, ranging from 10 to 30 years. If the insured passes away during their term period, the predetermined death benefit is distributed to their beneficiaries to use as they see fit, often to cover debts, fund education, cover final expenses, or replace lost income. If the insured passes away outside of the policy term, no death benefit is paid. These flexible life insurance plans offer families the right coverage for their needs without costing too much.

Whole Life Insurance

Whole life insurance combines a lifelong death benefit, accelerated death benefit options, and a cash value component that increases over time. So long as premiums are paid, the death benefit will pay out, regardless of how long the insured lives. Ideal for individuals up to age 80, policy owners can lock in up to $1,500,000 of permanent life insurance coverage per policy for a fixed premium that is based upon the age and health of the insured, the coverage amount chosen, and the policy’s funding duration.

Navy Mutual has no active duty military service restrictions. Premiums will not be higher for those who serve in dangerous conditions (e.g., aviation, deployments) than they otherwise would be for that individual based on their age and medical history.