What can Navy Mutual do for you?

Navy Mutual provides life insurance and annuity products to military members and their families.  We also assist service members and their survivors in securing federal benefits to which they are legally entitled, and providing education on matters of financial security which are specifically tailored to the military member and family.


  • Flex Term - This policy will increase your coverage and supplement SGLI.
  • Level II Plus - This coverage will match your specific needs.
  • Permanent Plus - This plan provides protection for your entire life while accumulating cash value.



  • No War, Aviation, or Terrorism Clauses
  • No Military Service Restrictions
  • No Sales Fees or Commissions


All active dutyreserve/guard, and retired United States military service members are eligible to apply for coverage.

Recent legislation has also opened eligibility to honorably discharged veterans residing in MarylandVirginiaNorth CarolinaSouth CarolinaHawaiiRhode IslandConnecticut, Arizona, and Oregon.

Current Navy Mutual Members may apply for additional plans regardless of service status or state of residence.