Guaranteed Insurability Option

An insured Permanent Plus policy holder may purchase an additional $20,000 of Permanent Plus coverage, without taking a physical, within 90 days after turning age 25, 30, 35, 40, and 45, or upon marriage or the birth of a child. Up to a maximum of $80,000 of additional coverage may be elected with the guaranteed insurability option during the Member's lifetime.

Guaranteed Insurability Option Highlights…

  • Purchase additional $20,000 of coverage at age 25, 30, 35, 40, and 45, or after major life event.
  • No physical required.
  • Maximum of $80,000.

For more information on Navy Mutual’s Guaranteed Insurability Option, please call us at 800-628-6011.