What's Covered?

If you meet the eligibility criteria for Navy Mutual Membership, you can be certain that there is a Navy Mutual insurance product to provide coverage for you and your loved ones. At Navy Mutual, there are no military service restrictions, war clauses, terrorism clauses, aviation restrictions, or travel restrictions. We provide insurance products for the men and women who protect the security of their country, especially those who regularly put their lives in peril.

Our products are designed to meet the needs of Members at various points in their lifetimes. We offer affordable Flex Term life insurance for Members to the age of 50 (40 for nicotine users), Level II term life insurance for Members to the age of 85, and Flagship Whole Life insurance to care for Members and their families for their entire lives. We even offer term Express Term Plus for members who need same-day insurance without a medical exam.

If you are an existing Navy Mutual insurance policy holder or beneficiary seeking specific coverage criteria, please refer to your plan contract or call us at 800-628-6011.

For any questions, or to learn more about Navy Mutual, our products, services, or policies, please call us at 800-628-6011.