Current Annuity Rates

Effective: 4/1/2019

Flexible Premium Retirement Annuity 

     Portfolio Rate

 Deposit Amount  New Money Rate 1% Guaranteed Rate
(policies after 2009)  
3% Guaranteed Rate
(policies before 2009) 
 $25 to $24,999  1.95% 2.75%   3.00% 
 $25,000 to $49,999  2.05% 2.85% 3.00%
 $50,000 to $99,999  2.15% 2.95%  3.00%  
 $100,000 to $1,000,000  2.20% 3.00% 3.00% 

Deposit Amount: Your cumulative deposits determine your interest rate group.
New Money Rate: New deposits will earn the new money rate declared on the date of deposit for the first twelve months they are invested. This rate will not be less than your guaranteed minimum interest rate stated on your contract. 
Portfolio Rate: All funds held in the annuity for at least twelve (12) months will earn the current declared portfolio rate and will not be less than your guaranteed minimum interest rate stated on your contract. The portfolio rate will change periodically based on the Association’s investment experience.

Single Premium Deferred Annuity  

 Single Premium  5 Year Lock  *7 Year Lock *10 Year Lock 
 $10,000 to $24,999  2.55%  2.55%  2.70%
 $25,000 to $99,999  2.85%  2.85%  3.00%
 $100,000 to $1,000,000  2.95%  2.95%  3.10%
*A 1% premium bonus is added for 7 and 10 year lock in periods. This premium bonus and the interest it accumulates will be forfeited if the contract is surrendered prior to the end of the lock in period.

Single Premium Immediate Annuity - Fixed Period Immediate Annuities

 Single Premium 5 Year  7 Year  10 Year  15 Year  20 Year  25 Year 
 $10,000 to $24,999  2.65%  2.65%  2.65%  2.85%  3.20%  3.35%
 $25,000 to $49,999  2.70%  2.70%  2.70%  2.90%  3.25%  3.40%
 $50,000 to $99,999  2.75%  2.75%  2.75%  2.95%  3.30%  3.45%
 $100,000 to $1,000,000  2.80%  2.80%  2.80%  2.95%  3.30%  3.45%