Marriage | Deployment | Promotion | Home Purchase | Children | Transition | Retirement  Changes in Your Financial Needs due to Retirement Relax, you’ve earned it! Lock into lasting life insurance coverage or provide annuity income for your retirement. Create a successful retirement financial plan. Enjoying your retirement depends on having enough money to spend doing the things you want to do. You have spent years accumulating the assets you need to retire successfully. Take a few simple steps to make sure its lasts as long as you do.   Give the gift of permanent life insurance to your children or grandchildren. As long as they are under the age of 24, you can purchase a Permanent ‘Plus’ plan for them and provide the same tax-deferred growth and quality life insurance that you have enjoyed. Learn More.                   On This Page Retirement checklist Using Annuities in Your Retirement Plan Why You Need Life Insurance Now Which Life Insurance is Right for You? How We Can Help         Retirement Checklist Create a new financial plan – Call it your retirement spending plan. Most financial experts recommend at least 80% of your pre-retirement income will be needed now. You can be more specific by creating an itemized budget that focuses on your new expense categories. Factor in Social Security. Depending on your age, you may be eligible for social security now, or you may just need to plan for including         it in your income plan later. Get an estimate of your benefits from Social Security. Include other guaranteed income sources – your military or civilian pensions Discuss the timing of taking payouts from your 401(k), 403(b), IRA’s, and other investment accounts with a retirement planning         financial specialist. Purchase an annuity to create a guaranteed stream of income for use in retirement. Lock in permanent life insurance protection. Consider the need for Long-Term Care protection.   Printable checklist Using Annuities in your retirement plan Annuities are tax-deferred savings vehicles that are a great complement to your long-term financial plan. You buy an annuity from an insurance company and in return they promise to send you monthly payments for the rest if your life. You have the freedom to specify specific time periods for the annuity to pay out or to ensure that it continues to provide for your spouse after your death. This is a great way to guarantee a stream of income for a comfortable retirement and provide you with some peace of mind. Annuities can help you to match your retirement money with your lifetime. Understanding Annuities Learn the basics on the different types of annuities and which one is right for you - right now.       Understanding Annuities   Learn the basics on the different types of annuities and which one is right for you - right now.     Why You Need Life Insurance Now Your term insurance is terminating or getting too costly to continue You need to provide money for burial expenses Your don’t want to burden your loved ones with the expenses related to your illness You are looking for estate tax protection Which Insurance is Right For You? Permanent Life Insurance Guaranteed lifetime protection Tax-deferred cash value growth Long term care expense protection Best choice: to protect your family from costly final expenses while providing you tax-deferred growth and the benefits of a long term care payout option and accelerated death benefit option at no additional cost to you. Permanent Life Information and Quotes   Find out how much insurance is right for you now How We Can Help Navy Mutual provides you with both life insurance and annuity plans designed to provide for you and your survivors for as long as you see fit. Since they come from your members-owned association, you can rest assured that you are getting the best quality possible with all the benefits and services you deserve. Dedicated membership representative to help you determine exactly what your family needs now Military benefits specialists that take into account any military benefits that might apply to you already  Counseling and military benefits claims assistance for your survivors No sales fees, commissions and loads on any products or services keep your cost low Peace of mind for you that your survivors will get the care and support they need.      One call is all your survivors will every need to make.  Our beneficiary support counselors are here to help them with all the rest of the details.

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