Membership Benefits

What Do You Receive from Navy Mutual?

Financial planning services
Free Military Benefits Education Presentations to the Fleet
Beneficiary service and support. Your survivors receive the counseling and claims assistance they need to get the benefits your service earned for them.
Legal Representation to the Department of Veterans Affairs. As a chartered Veterans Service Organization, Navy Mutual is uniquely poised to provide you with the assistance you need to get the benefits you deserve.
Free secure vault storage of valuable documents for members

No war clause - Many insurance companies claim to have no war clause, until a war actually happens. Navy Mutual has paid claims since our inception in 1879,without placing military restrictions on those policies, even in times of war.
No military restrictions - Most life insurance providers charge extra to cover hazardous duty occupations, if they will insure you at all. We do not. Our life insurance has no aviation or terrorism clauses and so has no extra fees for military members.
Maximum coverage available- Unlike most other military life insurance companies, Navy Mutual allows you to purchase our maximum amount of life insurance, regardless of where you are now or where you are going.
No sales fees or commissions - We are not a commercial life insurance company, this means lower costs for you as we have no agents or shareholders.
Your policy stays with you- Unlike SGLI, your Navy Mutual policy belongs to you. It stays with you as you transition from the military, providing you an inexpensive alternative to the high cost of Veterans Group Life Insurance.
Quick application for deployment - We provide expedited processing of applications from those preparing to deploy. Get your plan in place in just a few days.
Convenient application on the web- We offer an easy way for military members to get their coverage in place by applying on-line. We regularly get applications from all over the world, including war zones.